What Comes After You’ve Stacked as Hard as You Can?
Every Bitcoiner knows the feeling of wanting to stack just one more sat. For many, the path to Bitcoin has meant sacrifice:
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Selling investment properties.
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Downsizing the family home.
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Redirecting every spare dollar into their conviction.
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Living lean today to secure freedom tomorrow.
At some point, you reach the limit. You’ve accumulated as much as you possibly can. Selling more assets wouldn’t move the needle, and fiat cashflow let's you stack more but isn't going blow the doors off.
This is what we call Terminal Bitcoin, the point where further meaningful accumulation becomes almost impossible.
The Dilemma at Terminal Bitcoin
When you reach this stage, you face a paradox:
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Your conviction is stronger than ever.
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Your stack is bigger than you imagined possible.
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Yet your ability to grow it further has flatlined.
For many, that means simply waiting, hoping that number go up. But institutions don’t operate that way. Hedge funds and capital allocators don’t let assets sit idle, they stake assets to grow assets.
Why shouldn’t Bitcoiners be able to do the same?
Why Traditional Paths Fall Short
Until now, Bitcoiners had two unsatisfying options:
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Sell Bitcoin for fiat. Creates a taxable event. Destroys long-term upside. Feels like betraying the reason you stacked in the first place.
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Borrow fiat against Bitcoin. Low LTVs (~50%). High interest rates (10%+ APR). Margin calls and liquidation risk if price moves against you.
Both choices weaken your position. Neither aligns with a hodler’s mindset.
The Bitcoin-Native Answer
LoanMyCoins.com was created for the Terminal Bitcoiner — the one who can’t (or won’t) sell, but still wants to grow.
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BTC-for-BTC lending. No fiat dependency.
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95% LTV. Unlock nearly your entire stack as liquidity.
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No margin calls, no liquidation risk. Stability is built into the model.
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Fixed 5% fee. Predictable and extendable up to 5 years.
It’s not about gambling. It’s about responsible leverage that keeps your Bitcoin intact while putting dormant capital to work.
From Terminal to Infinite Bitcoin
Reaching Terminal Bitcoin isn’t the end of your journey — it’s a milestone. It means you’ve done the hard work of accumulation.
The next chapter is capital efficiency: learning to use the Bitcoin you already hold to grow your position further, without undermining your conviction.
Hedge funds have always known this truth: capital grows when it’s staked intelligently. Now Bitcoiners at Terminal Bitcoin have access to the same playbook — on Bitcoin’s terms.
Terminal Bitcoin isn’t a dead end. It’s a turning point.
If you’ve stacked as hard as you can, the question becomes:
👉 What will you do with the Bitcoin you already hold?
⚡️ Loan My Coins was built for the Terminal Bitcoiner. For those who’ve reached the limit of accumulation — and are ready for the next level of strategy.