--- title: Bullish on Creativity description: Explore Peter Dunworth's optimistic vision for creativity, Bitcoin's role in wealth preservation, and opportunities for real estate investors in a changing economy. image: https://content.thebitcoinadviser.com/hubfs/Bitcoin%20Success%20School.jpg --- [Skip to content](https://content.thebitcoinadviser.com/blog/bullish-on-creativity#main-content) [![](https://content.thebitcoinadviser.com/hs-fs/hubfs/Screenshot%202026-05-28%20at%209.50.25%20am.png?width=250&height=249&name=Screenshot%202026-05-28%20at%209.50.25%20am.png)](https://thebitcoinadviser.com/) - [HOME](https://thebitcoinadviser.com/) - [ABOUT](https://thebitcoinadviser.com/about) - [BUY](https://thebitcoinadviser.com/buy) - [BLOG](https://content.thebitcoinadviser.com/blog) - [CONTACT](https://thebitcoinadviser.com/contact) - [COMPARISON](https://thebitcoinadviser.com/comparison) Open main navigation Close main navigation - [HOME](https://thebitcoinadviser.com/) - [ABOUT](https://thebitcoinadviser.com/about) - [BUY](https://thebitcoinadviser.com/buy) - [BLOG](https://content.thebitcoinadviser.com/blog) - [CONTACT](https://thebitcoinadviser.com/contact) - [COMPARISON](https://thebitcoinadviser.com/comparison) Oct 28, 2026, 5:12:31 PM # Bullish on Creativity ![Picture of TBA TV](https://content.thebitcoinadviser.com/hs-fs/hubfs/tbaTV.png?width=50&name=tbaTV.png) [TBA TV](https://content.thebitcoinadviser.com/blog/author/tba-tv) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://content.thebitcoinadviser.com/blog/bullish-on-creativity) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://content.thebitcoinadviser.com/blog/bullish-on-creativity) [Twitter icon](https://twitter.com/intent/tweet?url=https://content.thebitcoinadviser.com/blog/bullish-on-creativity) [envelope icon](mailto:?body=https://content.thebitcoinadviser.com/blog/bullish-on-creativity)     In a recent conversation with Fin Creighton from Bitcoin Success School, that cuts through the noise of short-term price action, Peter Dunworth, co-founder of The Bitcoin Adviser, laid out a compelling, optimistic vision for the decade ahead. Far from dwelling on temporary drawdowns or familiar scepticism, he focused on structural shifts already underway: the rise of AI unlocking human creativity at scale, the asymmetric opportunity for real estate investors who intelligently diversify into Bitcoin, and a future banking system so eager for pristine collateral that it may ultimately pay depositors to hold Bitcoin. His outlook is grounded in Bitcoin’s fixed 21-million supply, expanding institutional rails, and the simple mathematics of capital seeking superior stores of value.   Why Peter Is Bullish on Creativity Peter’s most forward-looking insight centres on creativity in an AI-dominated world. He rejects the gloomier narratives around universal basic income or mass job displacement as the primary story. Instead, he argues that the number one thing that will be monetised in the future is creativity itself. In the current economy, creativity has been difficult to turn into reliable wealth. Technical skills, credentials, and specialized knowledge have often acted as gatekeepers. AI changes that equation dramatically. Tools that deliver “unbelievable productivity gains” remove skill as the limiting factor for imagination. What once required teams of specialists or years of training can now be prototyped, iterated, and scaled by individuals who can clearly envision and direct outcomes. Peter sees this as profoundly democratising. AI can level intelligence and capability; the scarce resource becomes the human capacity to imagine, combine ideas, and create value that others want. “The number one skill moving forward will be creativity. And humans have that in abundance,” he notes. This is not a doomer view of machines replacing people. It is an abundance view: equalised intelligence expands what is possible, and those who exercise creativity will capture disproportionate rewards. Bitcoin sits naturally alongside this shift. As AI generates new forms of wealth and accelerates capital formation, the proceeds need a neutral, scarce, globally accessible store of value that cannot be inflated away or controlled by any single institution. Creativity produces the upside; Bitcoin preserves and compounds it across generations. In Peter’s framing, the two reinforce each other. The more AI amplifies human imagination, the more valuable a hard monetary base becomes for the creators who thrive in that environment.   The Opportunity for Real Estate Investors Who Diversify into Bitcoin Peter is equally clear-eyed about traditional real estate. The generational arbitrage that allowed parents and grandparents to buy homes for a few thousand dollars and watch them appreciate into the millions is largely closed. Looking across asset classes, he sees no comparable multi-decade upside left in property markets, particularly in places like Australia where he has long observed structural risks. Stock markets have been dominated by a narrow set of winners, and many individual companies have gone sideways or backward over the last decade. Commodities may benefit from inflationary pressures, but they lack Bitcoin’s absolute digital scarcity. Against this backdrop, Bitcoin stands out as the superior long-term vehicle. Its fixed supply of 21 million coins means that even modest capital inflows produce outsized price effects. Institutional adoption, ETFs, improved self-custody options, regulatory clarity in major jurisdictions, and the emergence of Bitcoin treasury companies have dramatically widened the “valve” through which capital can flow. Peter believes another 100x return over the next ten years is realistic from current levels - not as a guarantee, but as a plausible outcome given the combination of scarcity and newly opened demand channels. Whether that path takes the nominal price to $10 million or a lower real-adjusted figure matters less than the relative outperformance versus other assets. For real estate investors, the opportunity is especially asymmetric. Many have already begun reallocating: selling or reducing property exposure to accumulate Bitcoin, or using property equity to buy Bitcoin rather than additional rentals. Bitcoin functions as digital real estate with global accessibility and no maintenance, tenants, or local regulatory drag. Over time, the price of physical housing measured in Bitcoin has trended lower, reflecting Bitcoin’s superior monetary properties. Investors who diversify thoughtfully can retain some cash-flowing real estate for lifestyle or income needs while positioning the majority of their long-term capital in the harder asset. Peter himself has lived this conviction, including selling his family home to increase Bitcoin exposure - an action that underscores the relative opportunity he sees. The broader macro backdrop reinforces the case. Continued money-supply growth is widely expected. Governments show little appetite for austerity. In that environment, scarce digital assets that cannot be printed become natural destinations for capital seeking to preserve purchasing power. Real estate investors who recognize this early can convert leveraged, localised, illiquid positions into a globally liquid, portable, and scarce one.   Why Banks Will Pay You to Hold Your Bitcoin - and the Inherent Risks Perhaps Peter’s most provocative prediction concerns the banking system itself. Once banks fully integrate Bitcoin custody - enabled by regulatory changes such as the repeal of restrictive capital rules - they will not merely tolerate the asset. They will compete aggressively for it because Bitcoin is the best form of collateral ever invented. Traditional collateral hierarchies place unsecured credit at the expensive end and residential property at the cheaper end. Bitcoin improves on property: it is perfectly divisible, instantly transferable, globally verifiable, 24/7 liquid, and free of physical deterioration or title disputes. When a client posts Bitcoin, a bank can place that high-quality collateral on its balance sheet and lend against it. The profit potential from that leverage is substantial. Peter’s unconventional but consistent view is that competition will eventually drive banks to pay clients for the privilege. In a future scenario with Bitcoin at elevated prices, a client might deposit one Bitcoin and borrow a fraction of its value in fiat. Rather than charging interest, the bank could pay the client 5–10 percent annually simply to keep the Bitcoin on the bank’s books. The economics work because the bank’s ability to leverage that pristine collateral generates far larger returns on the lending side. In effect, the client receives a profit share of the bank’s expanded credit creation. This development would accelerate adoption. Custody products, savings vehicles, and lending facilities built around Bitcoin would normalise the asset for mainstream clients. At the same time, Peter is realistic about the narrative shift that will accompany it. Banks and related institutions have every incentive to emphasise the operational complexities and risks of self-custody while highlighting the convenience and (perceived) safety of leaving Bitcoin with them. The message may evolve from “Bitcoin is risky” to “everyone needs Bitcoin, but self-custody is too hard or dangerous.” The inherent risks of this arrangement are real and must be weighed carefully. Counterparty risk returns: the client no longer solely controls the private keys. Regulatory, operational, or insolvency events at the bank could restrict access or create recovery complications. Rehypothecation or complex layering of claims, while potentially profitable for the bank, introduces opacity. Convenience can erode sovereignty. Peter’s broader work emphasises collaborative multi-signature security and proper self-custody education precisely because long-term holders should retain the option - and the capability - to exit the banking system when desired. Holding a meaningful portion outside any single intermediary remains the prudent baseline for those who view Bitcoin as generational wealth.   A Coherent, Positive Vision Peter’s three themes form a coherent whole. AI will amplify human creativity and generate new wealth; that wealth will seek the hardest monetary base available; and the traditional financial system, recognising Bitcoin’s superiority as collateral, will compete to attract and retain it - even to the point of paying holders. Real estate investors sit at a particularly advantageous intersection: they already understand leverage, scarcity, and long-term holding periods. Redirecting a portion of that capital into Bitcoin positions them for the superior returns Peter anticipates while preserving optionality. None of this requires perfection or the absence of volatility. It requires recognising that the structural conditions - fixed supply, expanding access, institutional infrastructure, and the unique properties of digital scarcity - have never been more favourable. For those willing to think in decades rather than quarters, the opportunity Peter describes remains wide open. Creativity will create the value. Bitcoin will store it. And the banking system, in its own self-interest, may eventually pay participants to participate. 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